Accepting Your Financial Aid Offer
If you’ve applied for financial aid and you’ve received an offer, you’ll need to accept your aid before it can be applied to your account.
If you’ve applied for financial aid and you’ve received an offer, you’ll need to accept your aid before it can be applied to your account.
Your award is based on information available to us at the time the award is made. Your award is subject to change if any of the following occurs:
Your aid offer is also subject to cancellation without prior notice if you:
Quarterly and annual financial aid is limited by state and federal regulations. All students are assigned an annual Cost of Attendance (COA) based on their state of residency and student level (undergraduate or graduate). Also, as part of the FAFSA process, each student is assigned an Student Aid Index (SAI), which is the amount the government expects you and your family to contribute to your annual educational costs. Financial aid is limited by these two variables, COA – SAI = financial need.
For any term, you may not exceed COA with any educationally-related financial support. This includes grants, loans, scholarships, work-study, tuition waivers, third party tuition assistance, etc. In addition, you may not exceed your “financial need” in any term with need-based aid. Need-based aid includes grants, work-study, certain tuition waivers, and subsidized loans.
Many students accept all possible offered financial aid early in the financial aid award cycle. If an additional scholarship or other aid is awarded later, existing financial aid sources may need to be reduced to allow room for the additional assistance. Whenever possible, student or parent loans are adjusted first. In some situations, work-study and/or grant assistance may also need to be reduced and/or canceled.
With the exception of work-study, financial aid is normally disbursed in even quarterly or semester installments and applied first to your Eastern charges (tuition, fees, and on-campus room and board). Any remaining balance is delivered to you by mail or to your bank account via direct deposit. NOTE: Please review the EWU policy on uncashed checks.
Your aid is available the first day of each term if all of the following conditions are met at least one week prior to the beginning of the term:
For EWU scholarships, you must return the Scholarship Acceptance form and a “thank you” letter for the donor before funds will be disbursed.
For private scholarships, your donor must send the funds to EWU before the funds can be disbursed to you.
Work-study funds are paid as earned. Paydays are on the 10th and 25th of each month. Your earnings are sent by check to your mailing address on EagleNET or deposited directly to your bank account.
For the Federal Direct and PLUS Loans, a Master Promissory Note (MPN) must be completed before money can be disbursed to you. For the Federal Direct Loan, you must complete a Loan Counseling Session if you are a first-time borrower.
The Federal Direct Parent Loan for Undergraduate Students (PLUS) will be disbursed according to the option selected by your parents on the Parent Loan Request (PLR) form.
For alternative loans, the lender must send the funds to EWU before money can be disbursed to you.
Tuition and fees are due by the end of the sixth class day of each term. After that date, unpaid accounts are assessed a $75 late fee. Students are not dis-enrolled for non-payment or dismissed from the residence halls. Please see the Student Financial Services web pages for further details.
For students in the accelerated online graduate programs, tuition and fees are due one business day before the start of each session. Students not paid by that time will be dropped from the session with no option to re-enroll until the following session.
You may appeal for consideration of additional expenses (such as dependent child care costs) by completing a form available in the Financial Aid and Scholarship Office. We may be able to provide loan funding to help meet these expenses.
Your initial award normally assumes full-time enrollment status. If you wish to attend part-time (fewer than 8 credits for master/doctoral candidates* or fewer than 12 credits for all others), please contact the Financial Aid and Scholarship Office for aid adjustment prior to the start of the term. If you fail to notify our office prior to the census date for the term and receive aid based on full-time status, you may owe a repayment of funds (see the Census Date & Aid Recalculation policy).
Pell Grants are generally transferable from and to other schools. Federal Direct Loans and Parent Loans require a new application at the new school. Other forms of aid (FSEOG, State Need Grant, Federal, and State Work-Study, etc.) are not transferable but may be available if the new school has remaining funds.
If you have received a bachelor’s degree, you must be seeking another degree or certification in order to be eligible for financial aid. Please contact the Undergraduate Admissions Office at 509.359.2397 to apply and confirm your admission, and the Undergraduate Academic Advising Office at 509.359.2345 to declare your major.
Financial aid may be applied to an approved study abroad program for up to one academic year. Please contact the School of Global Learning at 509.359.6275 for details.
Financial aid for the summer terms is generally limited to the College Bound Scholarship and any remaining eligibility from the prior academic year for Pell Grant and Federal Direct/PLUS loans. Once you register for the summer term, please contact the Financial Aid and Scholarship Office to be considered for summer financial aid.
EWU’s online courses are delivered with two types of billing structures: state-support and self-support. Admitted, degree-seeking, tuition-paying students on the Cheney or Spokane campuses may take the state support section of an online course without paying additional tuition, although there is an additional per credit delivery fee. Students enrolled in an off-campus or fully online program are classified as “self-support” and pay a per-credit rate for all courses, in person and/or online. Please see the Special Program Tuition Rate page for additional information.
Financial aid may be available for online, degree required coursework for students pursuing a bachelors or professional degree. Special regulations apply to financial aid recipients taking online courses:
Independent study courses are different than online courses. You may take independent study courses by registering through your academic department. These credits show as regularly enrolled classes in our system; no additional action is necessary. However, these courses must be complete by the end of the quarter for you to meet the Satisfactory Academic Progress (SAP) requirements.
Enrollment for financial aid recipients is “frozen” on the later of the following:
Awards are determined consistent with the enrollment status on the relevant day and all Satisfactory Academic Progress calculations are based on the frozen enrollment. Consortium credits may be included, as applicable.
NOTE: By federal regulation, disbursement of Direct Loans is subject to different rules. Loans are disbursed based on enrolled hours rather than frozen hours. If a student drops below half-time enrollment prior to loan disbursement, they are not eligible for loans, regardless of frozen hours.
All aid awards are initially based on full time enrollment and will not disburse to student accounts until applicable full time enrollment is attained or until an award adjustment is made based on less than full time enrollment. An enrollment hold (EH and/or CPOS) is placed on student accounts for those not full time or authorized for less than full time enrollment, until resolved or census date.
Under federal regulation, federal aid (Pell Grant, SEOG, Federal Work Study and Direct Loans) is only available for coursework required for the degree as specified in the EWU catalog. Thus, some courses may not be counted in the term or session enrollment and will impact aid:
Under federal regulation, students may only take a previously passed course (higher than 0.0 or D-) one additional time and receive federal aid (Pell Grant, SEOG, Federal Work Study and Direct Loans) for said course. Thus, some repeated courses may not be counted in term enrollment and will impact aid as follows:
In qualifying instances, students who are no longer enrolled may receive grant aid retroactively based on completed hours. Such eligibility requires a valid FAFSA Submission Summary (FSS) or electronic record (one with an official Student Aid Index) during the period of enrollment.
In some cases, award adjustments are mandatory per federal regulations regardless of EWU’s census date policy:
Financial aid eligibility is finalized based on enrollment at census date and/or aid award date. Enrollment changes through the census date may require updates to aid eligibility per the enrollment and recalculation requirements detailed in this policy. Students subject to recalculation are responsible for any EWU balance due resulting from revised aid eligibility.
Undergraduate Students
To remain in good status, students must maintain a minimum 2.0 cumulative GPA.
NOTE: Pre-university (remedial) credits are not included in the GPA calculation.
Post-Baccalaureate Students
To remain in good status, students must maintain a minimum 2.0 cumulative GPA, measured at the end of each term. Failure to meet this standard will result in one term of warning status. Failure to meet this standard at the end of the warning term will result in suspended status.
Graduate & Doctoral Students
To remain in good standing, and consistent with EWU Policy AP 303-22, graduate students must maintain a minimum 3.0 cumulative GPA, measured at the end of each term. Failure to meet this standard will result in one term of warning status. Failure to meet this standard at the end of the warning term will result in suspended status.
Students who cannot regain the required minimum cumulative GPA within the probation term will automatically move to denied status and must attend at their own expense until all SAP standards are met.
To remain in good status, students must complete minimum term credits specified below for their student level (undergraduate/post-baccalaureate or graduate/doctoral. Failure to meet this standard will result in either warning or suspension status as noted below. NOTE: Pre-university (remedial) credits are counted in both earned and attempted hours for minimum term credit completion calculation.
Enrollment Status | Credits at the End of 10th Day | Good Standing – Earned Credits | Warning – Earned Credits | Suspension – Earned Credits |
---|---|---|---|---|
Full-time | 12+ | 12+ | 6-11.5 | 0-5.5 |
¾ Time | 11 | 11 | 6-10.5 | 0-5.5 |
¾ Time | 10 | 10 | 5-9.5 | 0-4.5 |
¾ Time | 9 | 9 | 5-8.5 | 0-4.5 |
½ Time | 8 | 8 | 4-7.5 | 0-3.5 |
½ Time | 7 | 7 | 4-6.5 | 0-3.5 |
½ Time | 6 | 6 | 3-5.5 | 0-2.5 |
Less than ½ Time | 5 | 5 | 3-4.5 | 0-2.5 |
Less than ½ Time | 4 | 4 | 2-3.5 | 0-1.5 |
Less than ½ Time | 3 | 3 | 2-2.5 | 0-1.5 |
Less than ½ Time | 2 | 2 | 1-1.5 | 0-.5 |
Less than ½ Time | 1 | 1 | .5 | 0 |
Enrollment Status | Credits at the End of 10th Day | Good Standing – Earned Credits | Warning – Earned Credits | Suspension – Earned Credits |
---|---|---|---|---|
Full time | 8+ | 8+ | 4-7 | 0-3 |
¾ Time | 7 | 7 | 4-6 | 0-3 |
¾ Time | 6 | 6 | 3-5 | 0-2 |
½ Time | 5 | 5 | 3-4 | 0-2 |
½ Time | 4 | 4 | 2-3 | 0-1 |
Less than ½ Time | 3 | 3 | 2 | 0-1 |
Less than ½ Time | 2 | 2 | 1 | 0 |
Less than ½ Time | 1 | 1 | n/a | 0 |
To remain in good status, students must complete at least 66.7% of cumulative attempted credits, including transfer credits. Failure to meet this standard will result in one term of warning status. Failure to meet this standard at the end of the warning term will result in suspended status.
Students who cannot regain the required completion percentage within the probation term(s) will automatically move to denied status and must attend at their own expense until all SAP standards are met.
NOTE: Pre-university (remedial) credits are not counted in the earned or attempted hours for the completion percentage calculation.
To remain in good status, students must complete their first bachelor’s degree within the maximum time frame specified below. There are no exceptions for high credit majors, change in major, second major, and/or minors/certificates.
Federal Financial Aid
Federal financial aid eligibility is suspended at 250 attempted quarter credits / 165 attempted semester credits. This includes all transfer credits accepted by EWU and authorized proficiency credits. Pre-university (remedial) credits are not counted in this limit calculation.
State Financial Aid
Washington College Grant state financial aid eligibility ends at 18 quarters of full time usage. College Bound Scholarship state financial aid eligibility ends at 18 quarters of full time usage. This includes all usage at any Washington college or university. By state RCW, there is no appeal for this limit.
Institutional Financial Aid
Institutional financial aid eligibility ends at 250 attempted quarter credits / 165 attempted semester credits. This includes all transfer credits accepted by EWU. Pre-university (remedial) credits are not counted in this limit calculation. There is no appeal for this limit.
To remain in good standing, students pursuing second (or more) undergraduate degree and/or certificate(s) must complete their subsequent degrees within a maximum time frame, 125 attempted quarter credits/85 attempted semester credits. This includes all degree applicable transfer credits accepted by EWU. There are no exceptions for high credit majors, change in major, etc.
Those completing pre-requisites for graduate school admission are eligible for Federal Direct Loans only and are limited to a maximum of 12 consecutive months of eligibility on a one-time, lifetime basis.
To remain in good standing, graduate students must complete their degree requirements during the six year matriculation period. The maximum time frame standards apply regardless of prior receipt of financial aid. This includes all degree applicable transfer credits accepted by EWU. There are no exceptions for high credit majors, change in major, etc.
To be accepted for review, appeals must be based on reasons beyond the student’s control, such as a death in the immediate family, serious injury or illness, or other special circumstances. The likelihood of appeal approval significantly decreases with each subsequent appeal and/or if multiple terms are required to meet all SAP standards.
The Financial Aid Appeals Committee reviews submitted appeals on a regular basis.
Minimum Cumulative GPA, Minimum Term Credit Completion, Overall Completion Percentage Standards: Students in suspended status due to one or more of these standards may qualify to submit a SAP Appeal Form to the Financial Aid Office. The student must explain why they did not meet the SAP standard(s) and what has changed to allow them to meet the standard(s) in the next term. Supporting documentation is required after the first appeal.
Maximum Time Frame Standard: Undergraduate students in suspended status may qualify to appeal for federal aid by submitting a Maximum Time Frame Appeal Form to the Financial Aid Office. (Note: Graduate/Doctoral students may not appeal the maximum time frame.) The student must explain the circumstances causing the student to not complete their degree requirements within the maximum time frame allotted and include an academic plan for degree completion, created with and signed off by an EWU academic advisor. NOTE: Federal regulations define separate limits on the total amount of Pell Grant students may receive and the total amount of Direct Loans students may borrow. This appeal process does not increase those limits.
The decision of the Financial Aid Appeals Committee is final and cannot be appealed to a higher level. If denied, re-appeal is only possible on exception, with new information not previously considered. Factors for appeal denial may include but are not limited to:
OVERVIEW
The Satisfactory Academic Policy (SAP) applies to all EWU students and defines the minimum standards required to receive federal, state, and institutional financial aid.
There are four SAP standards students must meet to remain in good standing for financial aid:
I. Minimum cumulative grade point average
II. Minimum term credit completion
III. Overall completion percentage (cumulative earned credits/cumulative attempted credits)
IV. Maximum timeframe
The standards and requirements are detailed in the sections to the right. Failure to meet one or more standards will result in suspension of financial aid eligibility. Additionally, warning, probation, and denied terms may also apply.
For standards I, III, and IV, SAP assessment is based on attempted hours as of the university term census date, regardless of aid receipt, and includes applicable coursework taken prior to regular EWU admission. For standard II, SAP assessment is based on student eligibility at the time of aid award.
EWU conducts SAP assessment at the end of each payment period once notified by the Registrar grade entry for the term is complete. SAP assessment is final at time of assessment, regardless of late grade submission by faculty. Exceptions may apply in instances of institutional error.
NOTE: The university also administers an Academic Standing Policy that is separate and distinct from the financial aid SAP policy. Refer to the University Catalog for details on the Academic Standing Policy.
Students who fail to meet one or more of the four Satisfactory Academic Progress (SAP) standards may have the right to appeal. See Appeal Process and Appeal Committee Decisions for details including requirements and timeline.
SAP Appeal Form (Standards I, II, III) Maximum Time Frame Appeal Form (Standard IV)
To be accepted for review, appeals must be based on reasons beyond the student’s control, such as a death in the immediate family, serious injury or illness, or other special circumstances. The likelihood of appeal approval significantly decreases with each subsequent appeal and/or if multiple terms are required to meet all SAP standards.
The EWU Tuition Refund Policy is separate from the Return of Title IV Funds Policy. The EWU Tuition Refund Policy specifies tuition refunds are available under the following parameters:
This schedule applies to both quarters and semesters.
Institutional aid and scholarships are refunded and returned to the programs up to the amount of the refund in the following order:
Any remaining balance is then applied to any other outstanding university charges or disbursed to the student at their request.
Any requests for exceptions or examples of the refund policy should be directed to the Student Financial Services Office at 509.359.6372.
Title IV aid refers to the federal financial aid programs authorized under the Higher Education Act of 1965 (as amended) and includes:
The Office of Records and Registration serves as the University official for all instances of student withdrawal. The Financial Aid Office acts on information from the Office of Records and Registration to complete the R2T4 within the required timelines. Once the R2T4 calculation is complete, the student is notified.
The student’s withdrawal date is used to calculate the amount of financial aid to be returned. The withdrawal date is defined as the earlier of 1) the date the student began the withdrawal process or officially notified the institution of intent to withdraw or 2) the student’s last date of documented attendance in an academically-related activity. The institution has the option of using the latter date if the former date does not reflect the student’s actual situation.
If a student leaves without notifying the institution, the withdrawal date is the last date of documented attendance in an academically-related activity or the midpoint of the term, whichever is later. This date is determined by the instructor of the course for which the student is being given a grade of F for the term.
Once the calculation is complete, it is generally not reversed. However, upon receipt of late documentation of attendance, late grades or grade changes, or notification of medical withdrawal, the student may receive a late disbursement of any Pell Grant for which the student was eligible provided payment is made within 180 days of the day on which the student ceased attendance. Loans may also be reissued up to 180 days from the date the student became ineligible. The receipt of any other canceled aid is contingent on available funding.
Notes:
“Section 484B(c) of the HEA makes it clear that the determination of a student’s withdrawal date is the responsibility of the institution. Therefore, the institution, not the student, must document a student’s attendance at an academically-related activity. A student’s certification of attendance that is not supported by documentation by the institution would not be acceptable documentation for the students’ last date of attendance at an academically-related activity.” (Section 668.22(c) in the Discussion, Federal Register 34 CFR Part 668, 682, and 685, Student Assistance General Provisions and FFELP and Direct Loan Program, Final Rule)
Title IV aid is considered to be earned on a daily prorated basis through the 60% point of each term. All Title IV aid is considered 100% earned after that point.
A return of funds may be required when the aid disbursed is in excess of the aid earned during the term. The amount of Title IV aid earned is determined by multiplying the total Title IV aid (other than FWS) for which the student qualified by the percentage of time during the term that the student was enrolled. If less aid was disbursed than was earned, the student may receive a late disbursement for the difference.
The responsibility for returning unearned aid is shared between the University and the student. Any student share allocated to a grant program is reduced by 50%. Eastern will distribute the unearned aid back to the Title IV programs as specified in the Allocation of R2T4 Refunds section below. The student will be billed for the amount the student owes plus the amount the University returned to the Title IV programs.
Notes:
Federal rules define programs offered in modules and the appropriate calculation of Return of Title IV. The rules determine how EWU calculates Return of Title IV funds for summer term and for the accelerated online (AP) programs. In determining if the student is a withdrawal the following must be established:
If answer “yes” to 1 and “no” to 2 and 3 the student is a withdrawal and a Return of Title IV calculation must be complete. A return calculation is not required if the student withdraws from one module, but confirms they will be attending a later module within the same payment period. If the student fails to attend the later module the withdrawal date is based on the withdrawal date from the last module the student attended.
Per regulation, R2T4 refunds are allocated in the following order:
Undergraduates:
Federal Direct Loan (Unsubsidized)
Federal Direct Loan (Subsidized)
Federal Direct Parent Loan (PLUS)
Federal Pell Grant
Federal SEOG
Other Title IV grants or loan assistance
Non-Title IV aid (state, institutional, private)
Graduates:
Federal Direct Loan (Unsubsidized)
Federal Direct Graduate PLUS Loan
Only Title IV aid can be considered for a post-withdrawal disbursement; Washington College Grant, College Bound Scholarship, Need Based Waiver and all other non-title IV aid is not subject to this process.
Post-withdrawal disbursement must meet the current required conditions for late disbursements prior to the date the student became ineligible for a school to make a late disbursement. For example, the school must have received the student’s Student Aid Report (SAR) or Institutional Student Information Record (ISIR) with an official Student Aid Index (SAI). Post-withdrawal disbursements are required and are determined by following the requirements for calculating earned Title IV aid, which have no relationship to incurred educational costs. A post-withdrawal disbursement must be made within 180 days of the date that the institution determines that the student withdrew.
Calculated post-withdrawal disbursement Pell funds must be automatically released. Funds may pay toward outstanding institutional charges before a refund is released to the student.
For calculated post-withdrawal disbursement loan eligibility, written notification is sent to the student, or parent in the case of a parent PLUS loan, no later than 30 calendar days after the date the school determines the student withdrew. The notice identifies the type and amount of the Title IV funds which make up the post-withdrawal disbursement and explain the student or parent may decline all or a portion of those funds. This information must be provided to permit a student or parent to determine which funds, if any, they wish to accept and/or decline.
In the notification, the school must advise the student or parent they have 14 calendar days from the date the school sent the notification to accept a post-withdrawal disbursement. The notification must make it clear if the student or parent does not respond to the notification within the timeframe, the school is not required to make the post-withdrawal disbursement. If a response is not received from the student or parent within the permitted time frame or the student declines the funds, the school returns any earned funds being held to the Title IV programs.
If a student (or parent) submits a timely response accepting all or a portion of a post-withdrawal disbursement, the school must disburse the funds within 180 days of the date of the institution’s determination that the student withdrew.
If authorization from a student (or parent for a PLUS loan) is received after the 14 day timeframe the school must notify the student (or parent) the post-withdrawal disbursement will not be made and why. This notification must be made in writing or electronically.
According to Section 484B of the Higher Education Act of 1965 (as amended), students who withdraw or are withdrawn from all classes in a term may be required to return all or a portion of the Title IV aid received for the term. The policy applies only to students who completely terminate attendance in the enrollment period or stop attending classes before completing more than 60% of the enrollment period. The policy does not apply to students who withdraw from individual courses, unless all courses are eventually dropped. However, if a student withdraws from individual courses and remains enrolled only in courses that were previously taken and passed, the student may be considered to have fully withdrawn for Title IV aid only, under the federal rules for repeat coursework. This applies to courses the student has passed (received a grade of 0.7/D- or higher) and already repeated once before.
Regulatory Citation: 34 CFR 668.22